The Financial Answer with Nathan O’Bryant

Retirement Planning First Steps

Where should you start when it comes to retirement planning? Nathan is here to guide you through the process to make sure you feel confident and ready for the future.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/retirement-planning-first-steps/
 
What we discuss today: 
2:01 - Decide what you want retirement to look like.
4:55 - Take an inventory.
7:44 - Have an income plan.  
9:56 - What is your Social Security withdrawal strategy?
11:22 - Are you working with an advisor?

Financial Wisdom from Walt Disney

What can we learn from the man with the mouse? We take quotes from Walt Disney and see how they fit in with your financial plan.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/financial-wisdom-from-walt-disney/
 
What we discuss today: 
0:50 - We recap the holidays.
1:27 - What did Walt Disney say?
1:10 - “You reach a point when you don’t work for money anymore.”
5:25 - “I hope we never lose sight of one thing…”
9:09 - “The difference between winning and losing is most often just not quitting.”
13:09 - “The way to get things started is to quit talking about it and start doing it.”

Dealing with Stress in Retirement

How do we handle financial stress in retirement? Let’s talk through ways we can proactively deal with the stress that comes with retirement.  
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/dealing-with-stress-in-retirement/
 
What we discuss today: 
0:52 - Thanksgiving and Christmas is coming!
2:51 - What are the ten most stressful events in your life?
3:51 - How can we proactively deal with the stress?
7:07 - Embrace some new challenges.
9:02 - Keep your options open.
12:24 - Keep a sense of perspective.
14:33 - Work with a qualified professional.

Financial Truths and Lies

Can you find the lie? We talk through a few financial situations to see how well you know what’s true and what’s not.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/financial-truths-and-lies/
 
What we discuss today: 
0:46 - The holidays are upon us.
2:25 - What is happening with Social Security?
6:10 - What does well with inflation?
9:34 - Rising interest rates will hurt who? 
11:06 - Your emergency fund should be what?
12:38 - When is a market crash a major problem?
16:45 - What can you expect from Social Security? 

Retirement Income Planning Essentials

Do you know where your income will come from once you are retired? We talk through income planning for retirement and mention a few things to look out for as you make your plan.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/retirement-income-planning-essentials/
 
What we discuss today: 
0:57 - Fall is here!
2:50 - Are you planning for a long retirement?
5:26 - Do you want to work all through retirement?
8:11 - Inflation is a real thing.
11:44 - Bonds are going down.
14:50 - Have multiple income streams.

Avoiding Financial Temptations

Think you found a shortcut to your financial goals? Want to cut a corner on your retirement savings? Think again! We talk through common financial temptations and how to avoid them.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/avoiding-financial-temptations/
 
What we discuss on this episode: 
0:55 - Nathan shares about a recent fishing trip.
4:39 - Carrying too much debt.
8:09 - Are you throwing away the 401(k) match?
10:48 - Have you deferred your taxes?
14:41 - What makes sense with Social Security?

Investing Like a Genius

Are you investing like a genius or are you making every mistake in the book? Let’s talk through five ways you can make wise decisions with your money.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/1218/
 
What we discuss on this episode: 
1:59 - Avoid making premature IRA withdrawals.
4:50 - Are you allowing lifestyle creep?
7:39 - Overpaying for tuition is a big regret.
12:36 - Retiring too early can hurt retirees.
15:00 - Ignoring the tax-efficient opportunities is a bad idea.
 

5 Questions You Didn’t Know To Ask

You don’t know what you don’t know. So, we go over five questions that might shed some light on ways to make your retirement plan better and more efficient.
 
Read more and get additional financial resources here: https://wp.me/paIiUZ-jy 
 
What we discuss on this episode: 
0:41 - Praying for everyone impacted by the floods.
2:55 - How much will taxes cost?
6:29 - How much can I withdraw from savings each year?
9:14 - Should I still have life insurance in retirement?
12:45 - What kind of medical coverage would I need?
17:02 - What value are you getting for the fees you’re paying?

What Kind of Retirement Are You Living For?

Everyone has different visions and goals for what they want out of retirement. What kind of retirement do you want? Figuring this out can help you better plan accordingly to make sure you accomplish your goals with your retirement savings.  
 
Read more and get additional financial resources here: https://thefinancialanswer.com/podcasts/understanding-values-based-planning/ 
 
What we discuss on this episode: 
1:39 - What kind of retirement are you wanting?
4:43 - Do you want to spend and buy in retirement?
7:09 - Do you have big travel plans?
9:52 - Are you helping kids and grandkids with college? 
11:53 - What kind of account options do you have?

5 Things You Must Know About Decumulation To Retire Successfully

Accumulating money is one thing, but decumulation requires a whole different strategy. What do you need to know in order to be successful? 
 
Read more and get additional financial resources here: https://wp.me/paIiUZ-jj 
 
What we discuss on this episode: 
1:18 - Let’s talk decumulation.
2:26 - A lack of support could hurt you.
3:59 - The fear of spending is real.
9:10 - What risks could you face?
11:10 - Multiple buckets of money can make a difference.
13:06 - Should we be looking at tax consequences?
15:53 - Leverage your lifetime income.