The Financial Answer with Nathan O’Bryant

Playing the Financial Game Show

We talk about our favorite TV game shows and why we don’t want them to be a reflection of our financial decisions. Which of these were your favorites?
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode: 
1:53 - The Price is Right…with your investments?
4:40 - Are You Smarter Than a Fifth Grader? 
6:47 - Who Wants to Be a Millionaire?
10:18 - Family Feud is a fun show, but not in real life.

I Didn’t Know You Did That

Just what do financial advisors do? Nathan talks through the many ways he helps his clients that go well beyond simply picking stocks to invest in.
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode: 
 
0:50 - What kinds of things does Nathan do as a financial advisor?
2:12 - Tax planning, not tax prep. 
4:07 - Need advice on your 401(k) strategy?  
5:33 - When should you start your Social Security?
7:49 - It’s not just about which stock to pick.
9:31 - Do advisors help with Medicare options?
11:44 - Can you get help with your pension?
13:14 - Do advisors help with estate planning?

Financial Hot Topics

We talk through a few controversial financial topics to see what Nathan thinks. What financial decisions have you made lately?
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode: 
1:03 - What’s an example of a housing plan gone awry?
6:06 - What is better, paying off debt or building up savings? 
7:27 - Should you pay off the house?
9:30 - Term life or permanent life insurance?
11:40 - Mutual funds vs. ETFs?
12:54 - Are annuities good or bad?
15:01 - Should you own gold?

Financial Wisdom with Albert Einstein

Today we are analyzing some famous quotes from Albert Einstein. What retirement planning lessons can we gain from the most well-known genius? 
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode: 
0:50 – Conflict in Ukraine
3:12 – Technically in a correction
5:04 – Call if you are worried
6:22 – “If you can’t explain it simply, you don’t understand it well enough”
7:42 – “We cannot solve our problems with the same thinking…”
9:50 – “Learn from yesterday. Live for today. Hope for tomorrow.”

Retirement Planning with Shaq

Ready for some financial advice from the big guy? He’s got more to teach us than shooting hoops, so on today’s show we find out how some of his past quotes apply to your financial plan. 
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode: 
2:45 - “Excellence is not a singular act…”
4:38 - “I’m like tax, you’re going to pay one way or another.”
6:48 - “The day I stopped worrying about my stats was the day I started winning.”
8:44 - “The only person who can really motivate you is you.”

What To Do During Market Volatility

Are you wondering what to do given our recent market volatility? Nathan shares what he tells his clients to do and how they should approach this time of uncertainty.
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode:
0:29 - January has been a bit of a rough month. 
2:44 - What kind of calls has Nathan received from clients?
3:59 - Do some people panic?
6:31 - Should you make any aggressive moves?
9:35 - Do you know when to not make a move?

How Do You Say It?

Some different words or phrases get used, but do they mean something different or are they all the same? We discuss a variety of financial phrases so you understand what it is you’re really dealing with.
 
Read more and get additional financial resources here: http://thefinancialanswer.com 
 
What we discuss in this episode:
0:42 - Let’s play a game!
2:10 - Tennis shoes, gym shoes, or sneakers?
3:20 - Market crash, bear market, or market downturn?
5:50 - Firefly vs. lightning bug?
7:19 - Junk bonds vs. high yield bonds?
9:31 - Stocks or equities?
11:15 - Financial advisor or investment advisor?
14:50 - Water fountain, drinking fountain, or bubbler?
16:03 - Clients or customers?

A Financial Checklist for the New Year

What should you do right now that will make a big difference in your finances in the new year?
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/a-financial-checklist-for-the-new-year/
 
What we discuss today: 
0:44 - Welcome to the new year!
2:56 - What can you do with your tax withholdings?
5:23 - Assess your retirement contributions.
7:38 - Are you ready for tax time?
10:11 - Set your goals and do it.
12:41 - How should you think about resolutions?

Retirement Planning First Steps

Where should you start when it comes to retirement planning? Nathan is here to guide you through the process to make sure you feel confident and ready for the future.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/retirement-planning-first-steps/
 
What we discuss today: 
2:01 - Decide what you want retirement to look like.
4:55 - Take an inventory.
7:44 - Have an income plan.  
9:56 - What is your Social Security withdrawal strategy?
11:22 - Are you working with an advisor?

Financial Wisdom from Walt Disney

What can we learn from the man with the mouse? We take quotes from Walt Disney and see how they fit in with your financial plan.
 
Read more and get additional financial information: https://thefinancialanswer.com/podcasts/financial-wisdom-from-walt-disney/
 
What we discuss today: 
0:50 - We recap the holidays.
1:27 - What did Walt Disney say?
1:10 - “You reach a point when you don’t work for money anymore.”
5:25 - “I hope we never lose sight of one thing…”
9:09 - “The difference between winning and losing is most often just not quitting.”
13:09 - “The way to get things started is to quit talking about it and start doing it.”